क्षणशः कणशश्चैव विद्यामर्थं च साधयेत्

क्षणशः कणशश्चैव विद्यामर्थं च साधयेत् । 
क्षणत्यागे कुतो विद्या कणत्यागे कुतो धनम्॥

Knowledge should be gained through minute by minute efforts. Money should be earned utilizing each and every resource. If you waste time, how can you get knowledge? If you waste resources, how can you accumulate the wealth?